Cheapest car insurance in Louisville, Kentucky
Kentucky requires minimum liability coverage of 25/50/25, plus $10,000 PIP under its default no-fault option. Rates below are monthly estimates for the 25-55 driver, Liability only, Good credit bracket.
With 633,045 residents, Louisville sits in the mid-size band where carriers file rates regularly but the field of insurers is a bit shorter than in a major metro. We don't have per-carrier filings for this exact bracket in Louisville yet, so the numbers below fall back to a state-average estimate until that changes.
No filed data yet for this exact bracket in Louisville. Try Full coverage, or a different age bracket.
Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.