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open/ TX/ dallas

Cheapest car insurance in Dallas, Texas

Texas requires minimum liability coverage of 30/60/25. Rates below are monthly estimates for the 25-55 driver, Full coverage, Good credit bracket.

Filed per-carrier data
Methodology → All of Texas →

Pulled directly from carrier rate filings for this city.

Dallas is one of the larger markets Open Rate Index tracks, with 1,304,000 residents and enough filed volume to keep the spread below stable month to month. Insurers are moderately spread out in Dallas, about 38% between the cheapest and priciest filed rate, so shopping around still moves the number. On average, drivers here pay about 53% more than the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 Incline InsuranceFiled rate, credit/record adjusted $234.00
02 State FarmFiled rate, credit/record adjusted $349.56
03 GEICOFiled rate, credit/record adjusted $378.84
Rate explainer
Why is your best rate $234.00 and not $209.31?

Dallas is priced against 3 insurers for the 25-55 driver, Full coverage, Good credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full +$13.46
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Good (modeled) +$0.00
Driving record, At-fault crash (modeled) +$98.02
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About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.