Cheapest car insurance in Virginia Beach, Virginia
Virginia requires minimum liability coverage of 30/60/20, raised from 25/50/20 in 2025, plus uninsured motorist coverage. Rates below are monthly estimates for the 18-24 driver, Full coverage, Good credit bracket.
With 459,470 residents, Virginia Beach sits in the mid-size band where carriers file rates regularly but the field of insurers is a bit shorter than in a major metro. We don't have per-carrier filings for this exact bracket in Virginia Beach yet, so the numbers below fall back to a state-average estimate until that changes.
No filed data yet for this exact bracket in Virginia Beach. Try Full coverage, or a different age bracket.
Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.