How much does car insurance cost in New Jersey?

The average rate we track across New Jersey for the 25-55 driver, Full coverage, Good credit bracket is $335.69 a month.

Car insurance in New Jersey.

$335.69

Avg / month, this bracket

+60%

vs national

Minimum coverage requirement

New Jersey's standard policy requires minimum liability coverage of 15/30/5, plus $15,000 PIP and uninsured motorist coverage.

292,449 people, from $225.58/mo

305,344 people, from $287.25/mo

Compare insurers

See how the same carriers rank across every city we track, not just New Jersey.