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open/ AK/ fairbanks

Cheapest car insurance in Fairbanks, Alaska

Alaska requires minimum liability coverage of 50/100/25. Rates below are monthly estimates for the 25-55 driver, Full coverage, Fair credit bracket.

Filed per-carrier data
Methodology → All of Alaska →

Pulled directly from carrier rate filings for this city.

Fairbanks is a smaller market, 32,515 residents, so filed data can take longer to catch up when a carrier changes pricing. The spread here is wide, 52% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, drivers here pay about 20% more than the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 USAAFiled rate, credit/record adjusted $178.97
02 ProgressiveFiled rate, credit/record adjusted $202.95
03 GEICOFiled rate, credit/record adjusted $223.92
04 AllstateFiled rate, credit/record adjusted $235.60
05 State FarmFiled rate, credit/record adjusted $289.33
06 Western National InsuranceFiled rate, credit/record adjusted $374.58
Rate explainer
Why is your best rate $178.97 and not $209.31?

Fairbanks is priced against 6 insurers for the 25-55 driver, Full coverage, Fair credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full $-6.98
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Fair (modeled) +$48.56
Driving record, Clean (modeled) +$0.00
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About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.