openrate index
Log in Create account
open/ GA/ savannah

Cheapest car insurance in Savannah, Georgia

Georgia requires minimum liability coverage of 25/50/25. Rates below are monthly estimates for the 25-55 driver, Full coverage, Excellent credit bracket.

Filed per-carrier data
Methodology → All of Georgia →

Pulled directly from carrier rate filings for this city.

Savannah is a smaller market, 147,743 residents, so filed data can take longer to catch up when a carrier changes pricing. The spread here is wide, 56% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, drivers here pay about 17% less than the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 USAAFiled rate, credit/record adjusted $120.21
02 ProgressiveFiled rate, credit/record adjusted $139.61
03 Auto-OwnersFiled rate, credit/record adjusted $160.23
04 GEICOFiled rate, credit/record adjusted $164.54
05 AllstateFiled rate, credit/record adjusted $182.04
06 Mercury InsuranceFiled rate, credit/record adjusted $274.19
Rate explainer
Why is your best rate $120.21 and not $209.31?

Savannah is priced against 6 insurers for the 25-55 driver, Full coverage, Excellent credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full $-5.23
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Excellent (modeled) $-30.61
Driving record, Clean (modeled) +$0.00
Refine my profile Create account to save
About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.