Cheapest car insurance in Hilo, Hawaii
Hawaii requires minimum liability coverage of 20/40/10, plus $10,000 in PIP. Rates below are monthly estimates for the 25-55 driver, Full coverage, Good credit bracket.
Spread from a statewide average across a few insurers, not a per-carrier filing for this city yet.
Hilo is a smaller market, 44,881 residents, so filed data can take longer to catch up when a carrier changes pricing. Pricing is fairly tight across carriers in Hilo, only 11% separates the cheapest and priciest rate we track, so the average is a reasonably fair stand-in here. On average, drivers here pay about 28% less than the national baseline we track.
Hilo is priced against 3 insurers for the 25-55 driver, Full coverage, Good credit bracket. Below is every step from the national baseline to your best filed rate.
Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.