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Cheapest car insurance in Annapolis, Maryland

Maryland requires minimum liability coverage of 30/60/15, plus uninsured motorist coverage. Rates below are monthly estimates for the 25-55 driver, Full coverage, Good credit bracket.

State-average estimate
Methodology → All of Maryland →

Spread from a statewide average across a few insurers, not a per-carrier filing for this city yet.

Annapolis is a smaller market, 40,488 residents, so filed data can take longer to catch up when a carrier changes pricing. Pricing is fairly tight across carriers in Annapolis, only 11% separates the cheapest and priciest rate we track, so the average is a reasonably fair stand-in here. On average, drivers here pay about 45% more than the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 GEICOState-average estimate, credit/record adjusted $285.61
02 ProgressiveState-average estimate, credit/record adjusted $303.84
03 State FarmState-average estimate, credit/record adjusted $322.07
Rate explainer
Why is your best rate $285.61 and not $209.31?

Annapolis is priced against 3 insurers for the 25-55 driver, Full coverage, Good credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full +$1.69
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Good (modeled) +$0.00
Driving record, At-fault crash (modeled) +$92.84
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About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.