openrate index
Log in Create account
open/ MS/ jackson

Cheapest car insurance in Jackson, Mississippi

Mississippi requires minimum liability coverage of 25/50/25. Rates below are monthly estimates for the 25-55 driver, Full coverage, Fair credit bracket.

Filed per-carrier data
Methodology → All of Mississippi →

Pulled directly from carrier rate filings for this city.

Jackson is a smaller market, 143,776 residents, so filed data can take longer to catch up when a carrier changes pricing. The spread here is wide, 49% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, drivers here pay about 17% less than the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 State FarmFiled rate, credit/record adjusted $117.80
02 USAAFiled rate, credit/record adjusted $122.76
03 National GeneralFiled rate, credit/record adjusted $152.52
04 AllstateFiled rate, credit/record adjusted $178.56
05 SafecoFiled rate, credit/record adjusted $178.56
06 Direct AutoFiled rate, credit/record adjusted $182.28
07 ProgressiveFiled rate, credit/record adjusted $189.72
08 GEICOFiled rate, credit/record adjusted $205.84
09 TravelersFiled rate, credit/record adjusted $233.12
Rate explainer
Why is your best rate $117.80 and not $209.31?

Jackson is priced against 9 insurers for the 25-55 driver, Full coverage, Fair credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full $-69.42
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Fair (modeled) +$33.57
Driving record, Clean (modeled) +$0.00
Refine my profile Create account to save
About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.