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open/ NH/ manchester

Cheapest car insurance in Manchester, New Hampshire

New Hampshire does not mandate auto insurance, but drivers must show proof of financial responsibility after an at-fault accident. Rates below are monthly estimates for the 25-55 driver, Full coverage, Excellent credit bracket.

Filed per-carrier data
Methodology → All of New Hampshire →

Pulled directly from carrier rate filings for this city.

Manchester is a smaller market, 115,644 residents, so filed data can take longer to catch up when a carrier changes pricing. The spread here is wide, 62% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, drivers here pay about 35% less than the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 USAAFiled rate, credit/record adjusted $82.88
02 GEICOFiled rate, credit/record adjusted $91.94
03 The HanoverFiled rate, credit/record adjusted $96.19
04 Auto-OwnersFiled rate, credit/record adjusted $105.19
05 NationwideFiled rate, credit/record adjusted $128.49
06 MMG InsuranceFiled rate, credit/record adjusted $132.88
07 ProgressiveFiled rate, credit/record adjusted $144.08
08 AllstateFiled rate, credit/record adjusted $146.77
09 State FarmFiled rate, credit/record adjusted $209.24
10 FarmersFiled rate, credit/record adjusted $218.17
Rate explainer
Why is your best rate $82.88 and not $209.31?

Manchester is priced against 10 insurers for the 25-55 driver, Full coverage, Excellent credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full $-49.80
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Excellent (modeled) $-23.93
Driving record, Clean (modeled) +$0.00
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About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.