Cheapest car insurance in Manchester, New Hampshire

New Hampshire does not mandate auto insurance, but drivers must show proof of financial responsibility after an at-fault accident. Rates below are monthly estimates for the 25-55 driver, Full coverage, Good credit bracket.

Filed per-carrier data
Methodology → All of New Hampshire →

Pulled directly from carrier rate filings for this city.

Manchester is a smaller market, 115,644 residents, so filed data can take longer to catch up when a carrier changes pricing. The spread here is wide, 62% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, drivers here pay about 10% more than the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 USAAFiled rate, credit/record adjusted $140.40
02 GEICOFiled rate, credit/record adjusted $155.76
03 The HanoverFiled rate, credit/record adjusted $162.96
04 Auto-OwnersFiled rate, credit/record adjusted $178.20
05 NationwideFiled rate, credit/record adjusted $217.68
06 MMG InsuranceFiled rate, credit/record adjusted $225.12
07 ProgressiveFiled rate, credit/record adjusted $244.08
08 AllstateFiled rate, credit/record adjusted $248.64
09 State FarmFiled rate, credit/record adjusted $354.48
10 FarmersFiled rate, credit/record adjusted $369.60
Rate explainer
Why is your best rate $140.40 and not $209.31?

Manchester is priced against 10 insurers for the 25-55 driver, Full coverage, Good credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full $-49.80
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Good (modeled) +$0.00
Driving record, At-fault crash (modeled) +$70.18
About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.