openrate index
Log in Create account
open/ OH/ columbus

Cheapest car insurance in Columbus, Ohio

Ohio requires minimum liability coverage of 25/50/25. Rates below are monthly estimates for the 25-55 driver, Full coverage, Good credit bracket.

State-average estimate
Methodology → All of Ohio →

Spread from a statewide average across a few insurers, not a per-carrier filing for this city yet.

With 905,000 residents, Columbus sits in the mid-size band where carriers file rates regularly but the field of insurers is a bit shorter than in a major metro. Pricing is fairly tight across carriers in Columbus, only 11% separates the cheapest and priciest rate we track, so the average is a reasonably fair stand-in here. On average, drivers here pay about 16% less than the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 GEICOState-average estimate, credit/record adjusted $165.55
02 ProgressiveState-average estimate, credit/record adjusted $176.12
03 State FarmState-average estimate, credit/record adjusted $186.69
Rate explainer
Why is your best rate $165.55 and not $209.31?

Columbus is priced against 3 insurers for the 25-55 driver, Full coverage, Good credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full $-61.31
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Good (modeled) +$0.00
Driving record, One ticket (modeled) +$28.12
Refine my profile Create account to save
About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.