Cheapest car insurance in Oklahoma City, Oklahoma

Oklahoma requires minimum liability coverage of 25/50/25. Rates below are monthly estimates for the 25-55 driver, Full coverage, Good credit bracket.

Filed per-carrier data
Methodology → All of Oklahoma →

Pulled directly from carrier rate filings for this city.

With 687,725 residents, Oklahoma City sits in the mid-size band where carriers file rates regularly but the field of insurers is a bit shorter than in a major metro. The spread here is wide, 68% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, drivers here pay about 31% more than the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 USAAFiled rate $142.00
02 GEICOFiled rate $179.00
03 ProgressiveFiled rate $190.00
04 Shelter InsuranceFiled rate $232.00
05 Mercury InsuranceFiled rate $259.00
06 FarmersFiled rate $291.00
07 AFR InsuranceFiled rate $299.00
08 AllstateFiled rate $347.00
09 Oklahoma Farm BureauFiled rate $366.00
10 Equity InsuranceFiled rate $441.00
Rate explainer
Why is your best rate $142.00 and not $209.31?

Oklahoma City is priced against 10 insurers for the 25-55 driver, Full coverage, Good credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full +$65.29
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Good (modeled) +$0.00
Driving record, Clean (modeled) +$0.00
About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.