Cheapest car insurance in Oklahoma City, Oklahoma

Oklahoma requires minimum liability coverage of 25/50/25. Rates below are monthly estimates for the 25-55 driver, Full coverage, Fair credit bracket.

Filed per-carrier data
Methodology → All of Oklahoma →

Pulled directly from carrier rate filings for this city.

With 687,725 residents, Oklahoma City sits in the mid-size band where carriers file rates regularly but the field of insurers is a bit shorter than in a major metro. The spread here is wide, 68% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, drivers here pay about 63% more than the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 USAAFiled rate, credit/record adjusted $176.08
02 GEICOFiled rate, credit/record adjusted $221.96
03 ProgressiveFiled rate, credit/record adjusted $235.60
04 Shelter InsuranceFiled rate, credit/record adjusted $287.68
05 Mercury InsuranceFiled rate, credit/record adjusted $321.16
06 FarmersFiled rate, credit/record adjusted $360.84
07 AFR InsuranceFiled rate, credit/record adjusted $370.76
08 AllstateFiled rate, credit/record adjusted $430.28
09 Oklahoma Farm BureauFiled rate, credit/record adjusted $453.84
10 Equity InsuranceFiled rate, credit/record adjusted $546.84
Rate explainer
Why is your best rate $176.08 and not $209.31?

Oklahoma City is priced against 10 insurers for the 25-55 driver, Full coverage, Fair credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full +$65.29
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Fair (modeled) +$65.90
Driving record, Clean (modeled) +$0.00
About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.