Cheapest car insurance in Eugene, Oregon
Oregon requires minimum liability coverage of 25/50/20, plus $15,000 PIP and uninsured motorist coverage. Rates below are monthly estimates for the 25-55 driver, Full coverage, Fair credit bracket.
Spread from a statewide average across a few insurers, not a per-carrier filing for this city yet.
With 178,510 residents, Eugene sits in the mid-size band where carriers file rates regularly but the field of insurers is a bit shorter than in a major metro. Pricing is fairly tight across carriers in Eugene, only 11% separates the cheapest and priciest rate we track, so the average is a reasonably fair stand-in here. On average, drivers here pay about 18% more than the national baseline we track.
Eugene is priced against 3 insurers for the 25-55 driver, Full coverage, Fair credit bracket. Below is every step from the national baseline to your best filed rate.
Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.