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open/ WV/ huntington

Cheapest car insurance in Huntington, West Virginia

West Virginia requires minimum liability coverage of 25/50/25, plus uninsured motorist coverage. Rates below are monthly estimates for the 25-55 driver, Full coverage, Excellent credit bracket.

Filed per-carrier data
Methodology → All of West Virginia →

Pulled directly from carrier rate filings for this city.

Huntington is a smaller market, 44,700 residents, so filed data can take longer to catch up when a carrier changes pricing. The spread here is wide, 53% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, drivers here pay about 53% less than the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 GEICOFiled rate, credit/record adjusted $62.05
02 ErieFiled rate, credit/record adjusted $64.60
03 ProgressiveFiled rate, credit/record adjusted $112.20
04 NationwideFiled rate, credit/record adjusted $119.00
05 AllstateFiled rate, credit/record adjusted $131.75
Rate explainer
Why is your best rate $62.05 and not $209.31?

Huntington is priced against 5 insurers for the 25-55 driver, Full coverage, Excellent credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full $-94.11
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Excellent (modeled) $-17.28
Driving record, Clean (modeled) +$0.00
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About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.