openrate index
Log in Create account
open/ WY/ cheyenne

Cheapest car insurance in Cheyenne, Wyoming

Wyoming requires minimum liability coverage of 25/50/20. Rates below are monthly estimates for the 25-55 driver, Full coverage, Excellent credit bracket.

Filed per-carrier data
Methodology → All of Wyoming →

Pulled directly from carrier rate filings for this city.

Cheyenne is a smaller market, 65,132 residents, so filed data can take longer to catch up when a carrier changes pricing. The spread here is wide, 64% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, drivers here pay about 34% less than the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 USAAFiled rate, credit/record adjusted $81.74
02 American NationalFiled rate, credit/record adjusted $83.02
03 State FarmFiled rate, credit/record adjusted $114.89
04 FarmersFiled rate, credit/record adjusted $119.36
05 GEICOFiled rate, credit/record adjusted $204.21
06 AllstateFiled rate, credit/record adjusted $224.12
Rate explainer
Why is your best rate $81.74 and not $209.31?

Cheyenne is priced against 6 insurers for the 25-55 driver, Full coverage, Excellent credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full $-47.09
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Excellent (modeled) $-24.33
Driving record, Clean (modeled) +$0.00
Refine my profile Create account to save
About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.