Cheapest car insurance in Salt Lake City, Utah

Utah requires minimum liability coverage of 25/65/15, plus $3,000 PIP. Rates below are monthly estimates for the 25-55 driver, Full coverage, Excellent credit bracket.

Filed per-carrier data
Methodology → All of Utah →

Pulled directly from carrier rate filings for this city.

With 200,567 residents, Salt Lake City sits in the mid-size band where carriers file rates regularly but the field of insurers is a bit shorter than in a major metro. The spread here is wide, 66% between the cheapest and priciest insurer we track, which is exactly the kind of gap a flat citywide average would hide. On average, drivers here pay about 17% less than the national baseline we track.

What do you pay now?
#InsurerPosition in spreadMonthly
01 USAAFiled rate, credit/record adjusted $92.23
02 NationwideFiled rate, credit/record adjusted $125.80
03 GEICOFiled rate, credit/record adjusted $132.67
04 Auto-OwnersFiled rate, credit/record adjusted $143.65
05 ProgressiveFiled rate, credit/record adjusted $164.41
06 Farm Bureau Financial ServicesFiled rate, credit/record adjusted $173.54
07 The GeneralFiled rate, credit/record adjusted $208.74
08 American FamilyFiled rate, credit/record adjusted $257.55
09 AllstateFiled rate, credit/record adjusted $273.13
Rate explainer
Why is your best rate $92.23 and not $209.31?

Salt Lake City is priced against 9 insurers for the 25-55 driver, Full coverage, Excellent credit bracket. Below is every step from the national baseline to your best filed rate.

City vs national baseline, adult/full $-3.86
Age bracket, 25-55 +$0.00
Coverage, Full coverage +$0.00
Credit tier, Excellent (modeled) $-30.82
Driving record, Clean (modeled) +$0.00
About these numbers

Rows marked filed come from a per-carrier, per-city import. Rows marked state-average estimate are built by spreading a statewide average across insurers until real per-city data is imported. Credit tier and driving record are always modeled adjustments, never filed. Your real premium depends on your record, exact address and chosen limits.